Who is my insurer

If you are trying to find out if you, a relative or friend has a life insurance policy, but you do not have the policy document and do not know the name of the insurance company that issued it:. If you have a life insurance policy and you have the policy document but you cannot contact the insurer, the company that issued your policy may have changed its name. Our handy Keeping Track of your Pension page can also help you find missing life insurance policies.

Start with looking through old policy documents and bank statements, there should be some information about your provider. Most providers should have their contact details on their communications and websites. If another provider has acquired the one you purchased your pension from, you can search on our Keep Track of your Pension page to find the relevant contact details for the provider now responsible for your policy.

The MID is the only centralised database of motor insurance policy information for all insured vehicles, and is also used by the police to run car insurance checks. When you check if a vehicle is insured bear in mind all insurance companies must be members of the Motor Insurance Bureau MIB. This means they are required to add all policies to the database. If you haven't purchased an insurance policy for your car, the chances are it's not insured.

Car insurance isn't transferable when cars are sold, so you or your employers — if you are driving a company car — are required to take out your own policy when buying a car. Some car dealers will offer short-term or temporary insurance when you buy a new car — this will cover you for a limited period usually up to a week until you purchase your own car insurance policy. Check your bank statements: look for any payments to an insurance company. You can check your car insurance renewal date by locating your insurance documents.

These should inform you of when your car insurance expires. Alternatively, if you know who your insurance provider is you can always contact them to ask.

Since continuous insurance enforcement CIE came into force in the UK in , all cars must have a minimum of third party insurance cover to be road-legal.

In the worst case, you could end up going to court, face an unlimited fine and be disqualified from driving. The police are also allowed to seize, and in some cases, destroy a vehicle that is being driven uninsured. If you previously bought an insurance policy for your car and are not sure if you are still covered, it is possible that your policy has renewed automatically. Most insurers will send you a renewal notice just before your month insurance period ends.

If you think this has happened, contact your insurer and check your bank statements to see if any payments have been made in the past year.

If your policy has automatically renewed, make a note of the expiry date for future reference so that you can shop around for car insurance in good time. Automatically renewing your policy is often more expensive so it pays to make sure you get the best quotes for car insurance in advance and avoid sorting your insurance at the last minute.

Some motorists have also been known to buy a new car insurance policy with a different provider without realising that their old policy has automatically renewed. This has resulted in two separate policies on the one car. Check your paperwork. Your insurer may have given you hard copies of your policy details, along with some additional literature. So where do you keep all of your important paperwork? Call your bank. How do you pay for your insurance? You could also check your bank statements.

Check the Motor Insurance Database. Do I Need Car Insurance? Need Car Insurance? We specialise in giving drivers like you the cover you need at a price you can afford. Head here to get a quote online in minutes. Cookies are used on this site to give you the best possible online experience. If you continue to use this site we will assume that you are happy for your browser to receive our cookies.

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